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INSight Blog

Did You Know

Halifax Still Needs a Healthier Vacancy Rate Halifax’s purpose-built rental vacancy rate reached 2.7% in 2025. That was an improvement, but it remained below CMHC’s estimated balanced range of 3.0% to 4.5%. WHY? A low vacancy rate means fewer available homes and less...

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Housing Affordability

Canada’s Housing Affordability Target Shifts as Supply Gap Persists CMHC estimates Canada must build between 417,000 and 469,000 homes annually—nearly twice the current pace—to restore housing affordability to 2019 levels by 2036. This represents approximately 4.4...

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Commercial Debt

Canadian Businesses Carry More Debt as Payment Stress Deepens Average commercial debt per Canadian business increased 7.3% year over year to $30,581 in the second quarter of 2026, according to Equifax Canada. The rate of payments at least 60 days overdue on financial...

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CMHC

CMHC Warns Slowing Construction Threatens Affordability Gains CMHC warns that recent improvements in housing affordability could be reversed if new construction continues to slow. Canada needs between 417,000 and 469,000 housing starts annually to restore...

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DID YOU KNOW

Did You Know? Rent Controls Consistently Reduce Rental Housing Supply A recent report from the Institute for Fiscal Studies examined the theoretical and real-world effects of rent controls. The report found that while rent controls may lower housing costs for some...

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Affordable Housing

Mount Hope Village Adds 57 Homes in Dartmouth Phase 3 of YWCA Halifax’s Mount Hope Village is complete, adding 57 townhouse units, including 40 affordable homes for families led by women and gender-diverse people. Affordable rents range from $1,075 per month for a...

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Bank of Canada

Bank of Canada Holds Policy Rate at 2.25% The Bank of Canada maintained its overnight policy rate at 2.25%, with the Bank Rate remaining at 2.5% and the deposit rate at 2.20%. Canada’s economy grew by 3.3% in the second quarter, supported by consumption, exports,...

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Did You Know

Government Asked for Expert Advice—Then Ignored It DID YOU KNOW? Nova Scotia’s Affordable Housing Commission recommended ending the temporary rent cap in 2022. Instead, the Province repeatedly extended it—first through 2023, then 2025 and now 2027. Sources: Nova...

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